FOR INVESTORS

Unlock secured yield from real Australian commodities.

Your capital funds secured, short-term lending against gold and other verified commodities — and is repaid with interest. Invest at the leading edge of real-world asset tokenisation.

Request the investor briefing

TARGET YIELD

8–10%

per annum*

*Target yield only; not a forecast or guarantee. Capital is at risk.

Income from borrower interest on secured loans, distributed under the fund terms.

WHY CRUZ CAPITAL

Yield you can trace back to a real asset

Target income

Borrowers pay interest on working-capital loans. After costs and reserves, that income flows to investors.

Backed by real commodities

Every loan is secured against eligible gold or doré held in approved custody.

Conservative lending

Advances are capped at around 60% of eligible collateral value, leaving a buffer.

The leading edge

Tokenised real-world assets — a new asset class combining physical security with digital access.

HOW YOUR RETURN IS GENERATED

Three simple steps

You invest

You hold interests in the proposed lending fund.

The fund lends

Miners and commodity owners draw working capital, secured against their commodity.

You earn

Loans are repaid with interest from sale or refining proceeds, and income is distributed to you.

PROTECTING YOUR CAPITAL

Security first, then yield

The fund's lender holds documented security over the collateral, ranking ahead of the borrower's shareholders.

Advance limits

Loans sized at around 60% of eligible collateral value.

Verification and custody

Assay, title and approved custody are confirmed before any funds move.

Ongoing monitoring

Top-up or repayment provisions apply if collateral value falls.

*Target yield only; not a forecast or guarantee. Returns depend on deployment, borrower performance, costs and the fund terms. Security reduces risk but does not guarantee repayment, and liquidity is not guaranteed. Capital is at risk. Information on this site is general in nature and intended only for wholesale and sophisticated investors under s761G and s761GA of the Corporations Act 2001 (Cth). Nothing on this site is an offer, recommendation or financial advice. The proposed fund, trustee and lender arrangements are subject to final documentation.