FOR COMMODITY HOLDERS

Turn the commodities you hold into liquidity.

Fund operations now — before refining or sale proceeds arrive. Cruz Capital connects your refined metal, doré, iron ore and inventory to local and international capital, without you selling your position.

Talk to us about your product

Fund operations now

Pay processing, contractors and freight today.

Keep your position

Retain ownership while the loan is outstanding

No upfront sale

Repay from proceeds; your collateral is released.

WHO IT'S FOR

Two ways to unlock capital

ROUTE A · COMMODITY OWNER

Products held as inventory

Refined bullion or other refined metal, iron ore stockpiles, warehouse warrants or controlled inventory already in approved custody.

ROUTE B · MINER OR PRODUCER

Products awaiting refinement or sale

Produced gold or doré, iron ore, or another produced commodity, awaiting refining, processing or sale.

Produced, verifiable commodities only — in-ground resources do not qualify. Eligibility, valuation and advance rates vary by commodity.

HOW IT WORKS

From product to repayment in four steps

Verify

We check the commodity, its title and the records.

Agree

You see the advance, cost and term before you commit.

Draw

The approved lender funds the advance. Your collateral stays with the custodian or refiner.

Repay & release

Sale or refining proceeds repay the loan, and your collateral is released.

WORKED EXAMPLE · REFINED GOLD BULLION

What your product could unlock

ELIGIBLE BULLION VALUE

A$3,000,000

ILLUSTRATIVE ADVANCE

× 60%

WORKING CAPITAL TO YOU

A$1,800,000

Hypothetical figures, not an approved offer, rate or fee quote. Doré, iron ore and other unrefined commodities are assessed separately on verified payable content and advance rates vary by commodity.

*Target yield only; not a forecast or guarantee. Returns depend on deployment, borrower performance, costs and the fund terms. Security reduces risk but does not guarantee repayment, and liquidity is not guaranteed. Capital is at risk. Information on this site is general in nature and intended only for wholesale and sophisticated investors under s761G and s761GA of the Corporations Act 2001 (Cth). Nothing on this site is an offer, recommendation or financial advice. The proposed fund, trustee and lender arrangements are subject to final documentation.